Lons
Established Member
devonwoody":lj4balzv said:My attack plan is when the renewal comes in and its higher I go and get a lower quote from another company and then say to the present insurer, "would you like me to stay with you this year again but I have got a lower quote", (sometimes even reduce that myself a little) quote me lower and I will stay.
It seems to work most times, (but make sure they are not reducing cover somewhere to make their quote lower)
Definately the right approach these days - unfortunately the world we live in is grab what you can and sod everybody else.
I was in Newcastle on Friday and saw no less than 3 separate "stalls" enticing the public to claim for accidents on a no win no fee basis.These guys were actively selling and leaflet pushing. No wonder a majority go for easy money and fall over pavements, machinery at work, get whiplash in very minor vehicle bumps and numerous other "potential opportunities". :roll:
I know one guy who got a big payout which bought him a large bungalow, from the Met police force years ago for falling over a bin bag. Hurt his back but strange he could still do heavy lifting, garden work and breaking a concrete slab as well as refereeing rugby matches :shock: . Received invalidity benefit for donkeys years and couldn't understand when I told him he was a leach and we were paying for him in our taxes.
In the end, we all pay in increased premiums and council tax etc. do the claiments care - do they b******* !! It really p***** me off !!!!!!
My father in law, now sadly deceased just couln't get his head around it all as he was a retired Commercial Union branch manager (Norwich Union / Aviva), and he worked in the days when a quote was a quote, a fair assessment based on risk and history and it was take it or leave it. he wouldn't believe me and virtually called me a liar when I had an issue with the Norwich Union a few years before he died.
Our home and contents jumped by 30% without apparent reason. I'd been a customer for many years so I 'phoned and said "sort it out or I go elsewhere". amazingly they reduced the premium by more than they had increased it. I accepted but said that the following year I would move whatever (and I did) as I felt what they were doing was unethical.
I should have moved immediately but I was stunned.
bob