Les,
One other tip which will benefit those with smaller monitors and/or on dial-up, is to make your images an appropriate size, both physically and electronically.
In XP there is a right-click option to Resize Pictures, and if you select Small it will automatically make your pic 640x480, which is a good size for the forum, what with all the chrome and stuff, for people using 1024 as their resolution. Similarly, any good image-editing software, like PaintShop Pro, will allow you to compress JPEG files, which means that thay take up less space electronically and are therefore quicker to load. It is likely that you can shrink your 217K image by 90% without noticeable loss of quality. This also saves you web-space.
HTH
Steve