From what I've experienced, PayPal is safer than using a credit card or ATM. In the past 20 years, two of my credit cards were compromised at the point of sale and one ATM card was skimmed at the machine. In all cases, I was able to stop the damage and eventually recover the funds, but it took over 90 days for each event. In those same 20 years of using PayPal, I have never had a bad experience. Ever.From all I've read, that statement isn't quite true, sorry.
Well set it up only with a credit card, and if you're bothered, with a card which has a low limit. Then you've got a comeback with the CC company, as well as with Paypal of course. I've never had an issue with Paypal, and Paypal has no idea of the existence of my bank account.Yes it is. PayPal will come and raid your bank account on a whim.