DIY Stew
Established Member
I have downstairs flat which has suffered from some toerag breaking into upstairs flat and stealing copper cylinder and pipework, have made a claim from our insurance and told the excess has gone up from £100 to £250 because we are claiming for water damage.
What is really bugging me is that I have to pay the excess upfront before the building company start, now I am not going to tar everyone with the same brush but, who pays a builder for any work before they start?
I complained to the insurance company and was reassured that if the work is not up to a satisfactory standard they will not pay the builder, when I explained that I would still be out of pocket because unlike them I have to pay upfront, he said oh yes I see your point!
Oh and because I don't have contents insurance I have to replace the carpet and unlay myself. If I find the unfortunate who caused all this damage (I call him the unfortunate because he will be if I catch him) I will personally :-# :-# ..................I cant say on here because it will probably be removed by the moderators.
Stew
What is really bugging me is that I have to pay the excess upfront before the building company start, now I am not going to tar everyone with the same brush but, who pays a builder for any work before they start?
I complained to the insurance company and was reassured that if the work is not up to a satisfactory standard they will not pay the builder, when I explained that I would still be out of pocket because unlike them I have to pay upfront, he said oh yes I see your point!
Oh and because I don't have contents insurance I have to replace the carpet and unlay myself. If I find the unfortunate who caused all this damage (I call him the unfortunate because he will be if I catch him) I will personally :-# :-# ..................I cant say on here because it will probably be removed by the moderators.
Stew
